Group photo of Community First Student Run Credit Union interns and senior management.

Guam's first Student-Run Financial Institution

A full-service center run by college students, serving ALL members.

Community First Student Run Credit Union logo

In January 2018, Community First launched the Community First Student Run Credit Union a student-run service center located in the heart of Mangilao near the campuses of University of Guam and Guam Community College. This student-run service center is operated by college students enrolled in either UOG or GCC and is open to all existing and new members of the credit union.


Students are trained in the credit union’s policies and procedures and are supervised by at least one Community First manager. Students participate in the program for up to two semesters and are able to use their experience to springboard into a career in the finance industry.


The new student-run service center features a modern layout with charging stations in the lobby lounge area, a conference room for student use, and a 24-hour ATM. The conference room will host financial education learning sessions for college students and the general public. The service center will also serve as a platform to test and develop new credit union products and services.


“After years of planning, the Community First Guam Federal Credit Union student-run service center is now a reality,” said Gerry Cruz, president & CEO of Community First. “The student-run service center is the first of its kind on Guam. Our goal is to give an opportunity for college students to gain real world experience and knowledge of the financial industry and prepare them for future supervisory-level positions.”


“This project reflects our commitment to the youth of our island and the legacy of our credit union,” said Perry Taitano, Community First chairman of the board. “We look forward to the progressive ideas that this new generation has to offer”.

Important Dates:


    • Applications will be accepted from 5/24/21 until 7/2/21
    • Screening and Interviews will take place between 7/5/21- 7/16/21
    • Selection and notification will begin 7/19/21- 7/23/21
    • New semester internship will begin 7/26/21


*Final selection and start dates are subject to change.


  • Must be 18 years or older
  • A Junior in a 4 year program or a Sophomore in a 2 year program
  • Must maintain a GPA of 3.0 or better
  • Provide 2 Letters of Recommendation from faculty or other advisors


Submit applications to

Student interns sitting on a couch smiling for camera.
Student interns displaying christmas presents.
Ribbon cutting ceremony of Student Run Credit Union with board of directors, CEO, and other dignitaries.
Student interns signing paperwork for their new positions.

Community First Federal Credit Unions employs enterprise grade security to ensure that your online transactions are confidential and secure and that your personal information remains personal.

238 Archbishop Flores Street, Suite 102, Hagåtña, Guam 96910

Telephone: (671) 472-8210 | Fax: (671) 477-5522

CommTEL Telephone Banking: (671) 472-5783 or 1(877) 472-5783 (From U.S. Mainland or Hawaii)


To report a lost or stolen card, please call the following numbers:

ATM Card:  1-800-523-4175, Credit Card: 1-800-991-4961, VISA® ATM/ Debit Card: 1-800-472-3272


To initiate a VISA® ATM/ Debit Card dispute for errors, unauthorized use, or fraud:1-844-771-9303


To report email abuse, malicious activity, or network issues please contact:

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