necessary documents

Proof of Income

  • Most recent full month's check stubs or proof of income.
  • Two most recent year's W-2
  • Supporting documents for other income sources; e.g. 2 years Personal and Business Tax Returns for Self-Employed Borrowers (owning 25% or more)
  • Personal Tax Returns with all schedules including rental, self-employment,etc.
  • Annuity or other benefit statements or documentation


For Purchases

  • Purchase agreement


For Refinancing

  • Deed, or most recent Property Tax Statement
  • Current Home Owner's Insurance Policy

Community First Federal Credit Unions employs enterprise grade security to ensure that your online transactions are confidential and secure and that your personal information remains personal.

238 Archbishop Flores Street, Suite 102, Hagåtña, Guam 96910

Telephone: (671) 472-8210 | Fax: (671) 477-5522

CommTEL Telephone Banking: (671) 472-5783 or 1(877) 472-5783 (From U.S. Mainland or Hawaii)


To report a lost or stolen card, please call the following numbers:

ATM Card:  1-800-523-4175, Credit Card: 1-800-991-4961, VISA® ATM/ Debit Card: 1-800-472-3272


To initiate a VISA® ATM/ Debit Card dispute for errors, unauthorized use, or fraud:1-844-771-9303


To report email abuse, malicious activity, or network issues please contact:

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Federally insured by NCUA. Equal Housing Lender. NMLS ID#634505