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The Community First Difference

At Community First, we believe that personal and convenient services can go a long way. For over 50 years, we've built lasting relationships, listened to your stories, and grown with you.


We strive to provide the best service and financial solutions to all our valued members. Experience the Community First difference today.

Our Mission.

Community First Guam Federal Credit Union exists to provide our members with financial solutions at competitive rates, with convenient and personal service based on excellence and integrity.

Our Vision.

We strive to be the primary financial services provider to all we serve and to continually strengthen our reputation as a contributing citizen of our community.


Community First's Board of Directors are elected annually and serve on the Community First FCU Board. Other member representatives are appointed by the Board of Directors to serve on the Supervisory Committee.


You may contact any member or senior management officer of Community First by email at or via US mail to their attention in care of our main headquarters at 238 Archbishop Flores St., Ste 102, Hagatna, Guam, 96910.


If you have a concern or complaint, you can contact our Supervisory Committee who will review or investigate the matter for you. They can be reached by email to the Internal Audit Department at or via US mail to Supervisory Committee at PO Box 218418, Barrigada, Guam, 96921.

Board of Directors

Perry C. Taitano, Chairman

Andrew S. Quenga, Vice Chairman

Karvin L. Flynn, Treasurer

Mildred R. Camacho, Secretary

Felice A. Meeks, Director

Carlos T. San Agustin, Director

Elizabeth Cena, Director


Supervisory Committee

Rolfe Banes, Chairman

Chuthapa (Nee) Lapwararaks, Secretary

Justin B. Castro, Member

Marie M. Taisipic, Member

Concepcion Vilena, Member

Internal Auditor

Emma Tan


Community First Federal Credit Unions employs enterprise grade security to ensure that your online transactions are confidential and secure and that your personal information remains personal.

238 Archbishop Flores Street, Suite 102, Hagåtña, Guam 96910

Telephone: (671) 472-8210 | Fax: (671) 477-5522

CommTEL Telephone Banking: (671) 472-5783 or 1(877) 472-5783 (From U.S. Mainland or Hawaii)


To report a lost or stolen card, please call the following numbers:

ATM Card:  1-800-523-4175, Credit Card: 1-800-991-4961, VISA® ATM/ Debit Card: 1-800-472-3272


To initiate a VISA® ATM/ Debit Card dispute for errors, unauthorized use, or fraud:1-844-771-9303


To report email abuse, malicious activity, or network issues please contact:

Copyright © 2021 Community First Guam Federal Credit Union. All rights reserved.

Slogan text: Financial Solutions For You.
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Federally insured by NCUA. Equal Housing Lender. NMLS ID#634505